You can’t tell the good advisors from the salesmen. We can.

Vettra scores your retirement readiness in about five minutes, free. You see exactly where you stand across the six things an advisor checks first. If you want it, we introduce you to an advisor we vetted personally, and your first meeting, the kind planners charge $500 for, costs nothing.

Take the Free Quiz See an Example Report

No account, no credit card, about five minutes.

From the public example report

67out of 100

Action Needed

Income89

Longevity100

Risk57

Tax51

Planning6

Liquidity60

Real numbers from our public example report. Yours are computed from your own answers.

How it works

Take the quiz.

About 30 questions on your savings, income, spending, and plans. No account, no credit card, about five minutes.

See exactly where you stand.

Your Retirement Readiness Score, 0 to 100, across income, longevity, risk, tax, planning, and liquidity, with a personalized report you keep at a permanent link.

Meet a vetted advisor, free, if you want to.

Only if you say yes. A real person from our concierge team sets it up. Nobody cold-calls you, and saying no still gets you the full report.

What your report actually looks like

Not a list of names and not a score with nothing behind it. Seven chapters, built from your own answers, at a permanent private link with a PDF beside it.

Your six pillars, scored and banded

IncomeStrong89

LongevityStrong100

RiskAction57

TaxAction51

PlanningSignificant6

LiquidityAction60

Overall RRQ scoreAction Needed

67 out of 100

A 57 reads as action, a 6 reads as significant. The band comes from the report engine, not from a display rule.

Seven chapters

S1Where You StandYour score, and the six pillars behind it

S2Your Retirement PaycheckWhat arrives each month against what leaves

S3Your Next Ten YearsEvery dated deadline, in order

S4The Three MovesThe three things that move your number most

S5The One Big ThingIf you do one thing, this is it

S6What This Report Cannot SeeStated plainly, plus the questions to ask

S7Your AdvisorWho you were matched with, and why

Yours to keep, either wayPermanent private link, with a PDF. Whether you ever speak to anyone.

See the full example report

The vetting is the product

Anyone can build a quiz. What we actually sell is trust: every advisor in the network was interviewed by our founders, answered ten hard questions in writing, and passed an extensive FINRA background check.

Read how we vet and the exact ten questions every advisor answers.

9in10

advisors who apply never make it in

Why we built this

Jim & Mel

Isaac & Spencer’s grandparents

Teachers. Saved every dollar. Then Mel passed, and Jim was alone with a stack of statements.

Jo & Ray

Isaac & Spencer’s grandparents

A real nest egg, and one fear. Not the market. Picking the wrong advisor. So Jo froze.

One trusted the wrong person, and it cost him the family farm.

Two sets of our grandparents did everything right, saved for forty years, and still didn’t know who to trust when it mattered. Vettra exists so you don’t have to guess.

Read the story

Isaac & Spencer

Co-founders of Vettra

A real person, not an AI persona

If you ask to be matched, one of our concierges sends your report, makes sure it makes sense, and sets up your review. They work for Vettra, not for the advisor. Everyone who contacts you is a real human.

One call, never a spam dialSay no and nobody calls

Emma

Matching Concierge

Tara

Matching Concierge

What Vettra is not

We are not financial advisors.

We don’t manage your money and we don’t sell products. We built the quiz and the report, and we connect you with an advisor we’ve vetted. That’s it.

We don’t sell your data.

Your information goes to your matched advisor and no one else. We don’t sell it, rent it, or hand it to a list of strangers who blow up your phone.

We are not a sales call in disguise.

The report is real and it’s yours whether you ever talk to anyone. If you take the free review, it’s a conversation about your retirement, not a pitch.

Five minutes today. Real clarity for the next thirty years.

Start My Quiz

Bank-level encryption. Your data is never sold.

For financial advisors

Booked meetings with qualified retirement leads.

$3,500 per cycle, five meetings guaranteed, and a new cycle never charges until the last one delivered. We are selective on purpose.

See the advisor program