Is the Retirement Readiness Quiz really free?
Yes. The quiz, your score, and your full personalized report are free. No account, no credit card. The first meeting with a matched advisor is free too, the kind of review planners typically charge $500 for.
What is the Retirement Readiness Score?
A 0 to 100 score across the six things an advisor checks first: income, longevity, risk, tax, planning, and liquidity. It comes from about 30 questions about your savings, income, spending, and plans, and takes about five minutes.
Will I get sales calls if I take the quiz?
Only if you ask to be matched. If you answer no on the intent question, nobody calls you: your report arrives by email and that is the end of it. We never sell your information to lead lists.
How does Vettra make money?
Advisors pay Vettra a flat fee for booked meetings with people who asked to meet them. Consumers never pay anything, and no advisor pays us commissions on products, so the report has nothing to sell you.
How are Vettra advisors vetted?
Every advisor is interviewed directly by our founders, answers ten questions in writing, and passes an extensive FINRA background check for disputes and complaints. 9 in 10 advisors who apply never make it into the network.
Is Vettra a financial advisor?
No. Vettra does not manage money, sell products, or give individualized investment advice. The report is educational: it shows you where you stand. The advisors in our network are independent professionals we vetted.
What happens after I opt in?
Your report generates in about a minute and lives at a permanent private link, with a PDF at the same link. If you asked to be matched, a real person from our concierge team texts you first, then calls, to set up your free review. There are no AI personas; everyone who contacts you is a real human.
Do I have to work with the advisor I'm matched with?
No. There are no contracts and no obligation. If the match isn't right, tell us and we're done. You keep your report either way.
See how we vet
The five gates every advisor passes, and the one number behind them.
How we vetThe ten questions
Take them to any advisor you are considering, ours or anyone else’s.
Read the ten